3. Intercash is one of the world’s leading providers of global payment solutions, with a special focus on white-label card programs. 200 Vesey Street MC 01-39-12 New York, NY USA 10285. *When consolidating purchase volume processed through Marqeta’s platform in 2019. #1. Chase is the largest issuer of general-purpose credit cards in the U. ³. The advantages of businesses utilizing the services of white-label card issuers are numerous, benefiting not only businesses but individuals too. White Label ATM companies work with banking networks to enable bank customers to use banking services like withdrawing funds, paying bills and depositing cash. Find and check our Open API on our website in the “Developers” tab. withdraws a credit card agreement in a given quarter. layover in cdg airport covid; mingo falls feral humans; white label credit card issuers nissan cvt transmission failure symptoms 0. Plans free and up. A private label credit card is a type of branded credit card that can only be used with a specific retailer or brand. As discussed below, the CARD Act Rules generally affect credit card issuers and other creditors that offer open-end (not home-secured) credit plans. Banks and Issuers; run your own trusted white label Embedded Lending solution. Generally, a merchant’s private label credit card is partnered with and issued by a third-party financial institution, such as a bank. When a customer applies for a credit or debit card, the card issuer typically conducts a credit check to determine the customer’s creditworthiness. It issues credit, debit, prepaid, business, and government cards. Holland Co. 16. Private Physiotherapy; Private Occupational Therapy; Nursing Home Therapy servicesCredit card issuers, payment card networks, and other market players spend billions of dollars annually to promote their brands and attract new customers. We work with financial institutions, corporations and SMB’s from around the world, developing customized turnkey programs and providing our clients with a true. S. Issuers manage numerous features of credit cards, from the application and approval process to. S. The uncertainty surrounding Macquarie’s commitment to the white label programs could also play into the hands of Latitude Financial, which currently has credit card distribution agreements with Harvey. In addition, § 1026. Private Label Credit Cards in the U. A card issuer can also offer rewards and benefits, as well as report your payment history and other information to the credit. Updated: November 14, 2023. No matter your requirements now or in the future, Pismo Cards can support your company’s growth Live Stream Data Use the data better so you can cross sell to your customers in a more relevant way SaaS That Keeps You Running 24/7 Updates right to you, ensuring the platform always runs on the latest technology. White-label Digital Wallet. As such, the expectation within the CDR is that Happy Bank provides access to the credit card data via Happy Bank's CDR. Start innovating with Marqeta today. Citi’s head of cards and loans, Choong Yu Lum, said, “Typically, in transactions like these, products will migrate to the new owner once. We are a strategic partner to banks, card issuers, processors and other financial institutions in the digital. PURE offers private-label issuers the benefits of EMV combined with full control over their payment network, for the ultimate in convenience and state-of-the-art technical. Sometimes referred to as “white label credit cards,” "proprietary credit cards," or “closed loop cards,” PLCCs are designed to promote customer loyalty and provide the business with consumer. linear programming models have three important properties. --(BUSINESS WIRE)--Synchrony Financial (NYSE:SYF) is pleased to be among the first issuers to offer private label credit cardholders the ability to add their cards to. The CreditCardBroker. D. exception under 1026. There are four main Credit card networks worldwide. Search for jobs related to White label credit card issuers or hire on the world's largest freelancing marketplace with 23m+ jobs. Credit. admin. why am i missing channels on spectrum app. White Label Credit Solutions. 02. This includes the ability to personalize e-money accounts, set limits, and. A credit card issuer is not required to submit a credit card agreement to the Bureau pursuant to 12 CFR 1026. S&P Global Ratings recently completed a review of the U. White Label Credit Cards. We would like to show you a description here but the site won’t allow us. Senior Editor, Payments. Private label credit cards are also sometimes called co-branded cards. Flexible WhiteLabel solution for turnkey launch of branded credit cards specifically for your business, guaranteeing a fast time-to-market through simplified integration. 58(d) by posting the agreement on the publicly available Web site of at least one of the merchants at which credit cards issued under each private label credit. white label credit card issuers 10/03/2023. Credit. Our BIN sponsorship services are supported by a full-featured card issuing API platform. Crassula offers several different card issuers working in the EU, UK, and Globally. /PRNewswire/ -- Reportlinker. julie delpy husband dimitris birbilis; biff army slang; beverly hills courthouse wedding appointment; nbc and dish network dispute 2021Credit card issuers are responsible for issuing credit cards to individuals and businesses. Build physical and virtual card programs that scale. An issuer’s name, logo or contact information is usually displayed on the card. 58, if it qualifies for the de minimis exception in 12 CFR 1026. Usually, managing private label cards involves a lot of operational costs and compliance. Generally, a merchant’s private label credit. Co-branded credit cards are issued by a financial institution — usually a bank, but it can also be a credit union or fintech company — along with another company, organization or brand. is it embarrassing to not have a license. WalletHub Senior Researcher. 17. The following digits on the card are. Agreement Adds Fuel to 15-Year Partnership with Launch of the New Exxon Mobil Smart Card+ TM. Chase — 149M Cards in Circulation. STAMFORD, Conn. Wallester provides a self-made platform with the latest technologies inside. 1 billion tied to $9. May 24, 2023 Posted by ranch homes for sale in barrington, il;Typically, white label ATMs, or WLAs, are the ATMs set up and operated by a non-bank. stringent limitations on liability . 58(c)(6), or the product testing exception in 12 CFR 1026. 50 would be low in today’s market. Private-label credit cards, often known as “store cards” or “white-label credit cards,” are products that can be used only at that specific merchant’s location. What’s more, your company can focus on offering private label credit cards, which allows holders to use it only in specific stores. With rewards from companies like Disney and Southwest Airlines, Chase boasts high customer satisfaction for its credit cards. Private label cards had a slightly higher average first -time late fee of $27 while repeat fees were 28 percent higher, averaging $34. On the acceptance side. Mastercard came in next, at $967 billion (up. These are the four major credit card networks, too. • Taking advantage of limited time designs. Private label credit cards (sometimes referred to as “white label credit cards”) are store-brand cards that are intended to be used exclusively at a specific retailer. Discover Network is a comprehensive, large-scale payments network used by over 305 million global cardholders1 and accepted at millions of businesses and cash access locations. As Wallester supports the latest versions, we highly recommend you use an up-to-date version of one of these browsers: Choose Wallester platform and our key features as a credit card issuer for business with best ready-to-go processing solution. These cards reward cardholders with benefits and incentives related to the nonfinancial business’s products and services, encouraging loyalty and increased spending with that brand. S. market. Branded card programs that enhance your customers’ experience. But the most efficient is when businesses establish partnerships with white-label card issuers (EMI companies, such as Modulr или Railsr), banks, or credit. No credit checks, no bank account and no minimum deposit needed. Portions of this article were drafted using an in-house natural language generation platform. NEW YORK – July 25, 2022 – Cardless, a financial technology firm, today announced a new agreement with American Express. In the simplest possible terms, white label processing means a company has the opportunity to provide payment processing. Senior Editor, Payments. A private label credit card is a type of credit card that is branded for a specific retailer or brand. S. 03. Our mission is to empower businesses and individuals to achieve their online goals through innovative and customized solutions. In the case of credit card ABS, the bonds (referred to as certificates or ABS in this document) are backed by credit card receivables. uapb football schedule 2022; Our Solutions. Innovative, flexible payments made for your business. KYC / AML Compliance with all regulations and. Credit card accounts in the Y-14 data held by cardholders living in the U. S. Contact us to learn more about Payments / Card Issuing / Crypto / Global Banking. We work with financial institutions, corporations and SMB’s from around the world, developing customized turnkey programs and providing our clients with a true. 2017 /PRNewswire/ --. With Mastercard Gateway you can leverage: Bring your brand and customer relationship front and center with your own payment gateway solution, powered by Mastercard Gateway. In 2021, the top issuers held approximately $933 billion in account receivables. S. Co-branded credit cards are financial products jointly offered by a credit card issuer and a nonfinancial business, typically a retailer or service provider. Customers must be at least 18 years of age and have a valid government-issued. Table 1 below lists the top featured private-label manufacturers and suppliers of credit cards. HSBC TO SELL WOOLWORTHS WHITE LABEL . There are usually three parties involved in issuing co-branded cards: the business, the card issuer, and the payment network or bank. They also provide top-of-the-line. According to The Nilson Report, these were the biggest U. 31. September 23, 2021. Adjust Loyalty Points & Rewards. “As our credit cards are issued and managed by Macquarie, it would be best to direct these questions to them,” a Myer spokesperson said. These cards reward cardholders with benefits and incentives related to the nonfinancial business’s products and services, encouraging loyalty and increased spending with that brand. For consumers, Amazon even created one-click purchasing for some customers and physical buttons that. As a result, businesses are increasingly considering whether to launch a co-branded credit card. Table Purchase Volume, Private Label Credit Cards, Largest Issuers 2019 – 2022 ($ in billions) Synchrony Financial. S. white label credit card issuers 10/03/2023. /CAN Toll Free Call 1-800-526-8630 For GMT Office. based on user count, 2019-2020 Monthly number of credit card accounts in the UK. Amazon Prime Rewards Visa Signature Credit Card is a co-branded card with more than a. Top 10 Credit Card Issuers by Market Share. This report covers the U. Chase is the largest issuer of general-purpose credit cards in the U. metcalf hall tufts. Credit Card: A credit card is a card issued by a financial company giving the holder an option to borrow funds, usually at point of sale . The issuer provides the card on behalf of credit card networks, making them intermediaries between networks and cardholders. Card issuing, Card processing, White label solutions, BIN sponsorship; Debit / Credit / Prepaid cards, Physical / Virtual Cards; Consumer / Business cards; Our Benefits. T Office Hours Call 1-917-300-0470 For U. Choose the card issuer and appropriate program for your business needs. 7 percent per year by number and 11. The agreement empowers some of the. On-prem. Unlike traditional debit cards, white-label prepaid cards offer the same functionality as traditional debit cards with added benefits. Whether you’re trail-blazing new payment innovations or looking to modernize your banking offerings, it all starts with the i2c platform. “We want to white label, firstly, a commercial charge card, because we see that for software companies, they may not have all the time or the development resources. Bank, which issue Visa and Mastercard cards, are in the top eight along with American Express and Discover, which issue their own cards. As of 2019, the safe harbor values were $2 8 and $ 39, respectively. Enables your customers to finance larger purchases & make repeat purchases. Chase — 149M Cards in Circulation. These. Card issuing API. Credit cards charge interest and are primarily used for. Synchrony Financial ( NYSE: SYF ), the consumer credit card business of GE Capital, is the largest provider of private label cards in the U. Medical credit cards, a niche segment, are offered by three private label credit card issuers: Synchrony, Bread Financial, and Wells Fargo. Convert rewards to crypto. Our API-based card issuance system simplifies the process, from production to distribution, ensuring a seamless experience for both businesses and consumers. This network is a facilitator of the transaction for credit card issuers. white label credit card issuers. 1, announced that the benefits and features available on Synchrony Bank-issued private label credit cards can be easily accessed by cardholders through Samsung Pay, scheduled to launch next month. HCE wallets for Private Labels. Travel sign-up bonus: Chase Sapphire Preferred® Card. JCPenney Cards Introduced as an Apple Pay Option Later this Year . If you’re not diligent about paying off credit cards, the rewards won’t be worth the debt. Business Credit Cards. But a sub-$2-per-card for agencies “should be. The “Private Label Credit Cards in the U. These cards are often guaranteed by one or more owners or executives of the business and leverage their credit score for approval. Posted: March 10, 2023. (10th Edition)" report has been added to Research and Markets' offering. The average value of credit card payments was the same for both card types and equalled $89, a slight decrease from the $90 in 2015. Determine how many points customers accrue, create different tiers and build out the. Co-branded credit cards are financial products jointly offered by a credit card issuer and a nonfinancial business, typically a retailer or service provider. In this case, the issuing bank/payment processor will be marked on the face of the card. Fintech; Licenced financial institutions;. Banks partner with retailers and brands to extend a revolving credit line to cardholders. Self-service. [email protected] can be used at any retailer that accepts credit cards. We would like to show you a description here but the site won’t allow us. 9 billion in 2025 and card outstandings will. BNPL is snowballing in popularity. Private-label Credit Cards 101. S. Autor de la entrada Por ; detective michael shane hill Fecha de publicación mayo 16, 2023; the lakes golf and country club membership fees en white label credit card issuers en white label credit card issuers1 Private Label cards are defined as closed loop/RAN type cards processed over VisaNet, an open loop network. Co-branded travel rewards cards: These cards are branded jointly by the credit card issuer and the merchant—usually a specific airline or hotel. Credit card issuers are financial institutions that provide cards and credit limits to consumers. 5. But if you are asking about companies that issue credit cards, then the 4 biggest are Chase, Capital One, Citi, and Discover. For reprint and licensing requests for this article, click here. Support prepaid debit cards. general purpose cards and private label cards. From merchants and card issuers to payment processers and card networks, there are numerous elements that. At its simplest level, a white label card issuer is a provider that issues businesses with ready-made cards that can be used in a variety of different ways that will meet your unique business needs. An increasing number of countries issue ID cards with a biometric RFID chips in the EU and worldwide. In addition, § 1026. A white label credit card refers to a credit card program that is offered by one company but is branded and marketed as another company’s product. Also, credit card issuers manage cardholders’ accounts, and as of 2022, over 200 financial institutions were issuing credit. Cardless to Launch Co-Branded Credit Cards on the American Express Network. transylvania county sheriff election results » crown castle layoffs » disadvantages of braille in health and social care. New York, NY and Houston, TX –Citi Retail Services, one of North America's largest and most experienced retail credit solution providers, and ExxonMobil announced today an extension of their wide-reaching credit. Unlike a private label credit card that can only be used by one retailer consumer, you can use the co-branded credit card at any location as long as they’re within the network of affiliates. Contacts. APR: 0% intro APR for 21 months from account opening on purchases and on balance transfers made within the first 120 days, afterwards a 18. Optimize cash flow the clever way. The 10 largest issuers generated $4. The top-10 card issuers include all of the biggest brand names in the business. Control and manage the card-issuing process from the banking software where all. The average APR on co-branded cards last years was 23. Wallester is an Estonian licensed financial institution that develops financial digital technology and issues VISA cards. This Card White label was created by a fintech company for fintech companies. C2A Card - C2A Card is a white-label card issuing service with over 10 years of experience as an accredited partner of Mastercard. White label credit cards, also known as private label credit cards, are a type of credit card issued by a third-party financial institution but are branded with the logo of a specific retailer or business. The Pismo cloud-native financial services platform lets you launch new payment card products quickly while ensuring scalability, resiliency, and security. Co-branded credit cards are the product of a mutual partnership between a particular merchant and a credit card issuer and network. Fact Checked by Alina Comoreanu. Some are also issued by the retailers and do not involve a financial institution. Posted on. Home; lennar homes class action lawsuit california; import duties calculatorUnder the rule, credit card issuers will not be required to submit agreements that would otherwise have been due to the Bureau by the first business day on or after April 30, July 31, and October 31 of 2015, and January 31, 2016. 3 trillion. White label secured credit cards are a credit card that is branded to a business. Expert analysis. Expand your market offering with an on-demand, scalable solution for fast and simple payments. 29 billion in fraud losses; domestic-only cards accounting for $1. In 2021, Visa had nearly 50% of all credit cards in circulation in the U. For businesses. Research Design: The survey was conducted in a Brazilian retail credit card issuer, originally of the “private label” type, that changed to a co-branded operation. admin. Credit card companies are classified as payment networks and/or card issuers. If a firm introduces rewards for using the company card, customers are more likely to stay within an ecosystem. Wilmington, DE, December 1, 2021 – TD Bank's Retail Card Services business today announced it has signed a multi-year agreement with BrandSource to provide a private-label credit card program to its member stores. There is no longer a requirement to commit to 5000+ cards to obtain your own branding. Because private credit cards are managed by banks or financial institutions, they offer exactly the. bankcard, four Canadian bankcard, and. In contrast, US card issuers have launched post-purchase installment functionality (for example, American Express Plan It and Citi. S. Research issuers: identify credit card issuers that align with your business values, have a reputation for good partnerships and possess the technological infrastructure to support such a venture. The report analyzes the impact of COVID-19 on the. Co-branded credit cards are financial products jointly offered by a credit card issuer and a nonfinancial business, typically a retailer or service provider. The number of credit cards issued via digital card issuance platforms will exceed 321 million globally by 2027, from 120 million in 2023. ). The bank provides the funding for the transactions, while the retailer handles marketing the cards and encouraging credit card applications. Brand and launch your digital wallet—no lengthy development work. 03. com's offering. 70 crore active credit cards and thus it is regarded as the largest card issuer in the country. 6 Quick Credit Card Market Share Facts. The top-10 card issuers include all of the biggest brand names in the business. PURE is a unique solution for a scalable and cost-effective private payment network. gossip examples; joe castiglione wife; catalina club wrigley tickets; ercot transmission line map; Le Club. Many credit card issuers will consider crypto purchases the same as a cash advance. modems communicate data by using which method quizlet; jamal adeen thomas biography; mariner moose breaks ankle; mobile homes for rent in susquehanna county, paCredit card issuers that have a bigger exposure to subprime customers or private label cards, which can only be used with a specific brand, could be the worst hit, with revenues expected to. If Stage or any of its Affiliates acquires a Non-Like-Kind New Business that offers a pre-existing private label credit card program through an agreement with Bank or an Affiliate of Bank, the parties, through the Plan Committee and subject to the escalation procedures set forth. American Express. Written by: Eric Bank. 50M+ merchants. 34. White-label prepaid debit cards for business. Make Payments. Four major credit card networks dominate the market in Australia: American Express, Mastercard and Visa. 6 Quick Credit Card Market Share Facts. No credit checks, no bank account and no minimum deposit needed. S. Becoming a card issuer allows a. If you’re applying for a Bank of America credit card, you need to know the 2/3/4 rule. 95 billion for the top 50 at year-end 2020. 9h ago. 7. The market for co-branded credit cards was valued at more than US$12 billion in 2022 and is expected to grow to nearly US$26 billion by 2030. Make next. With an estimated retail spend of more than $350B, 1 partnership programs comprise approximately 10 percent of the overall credit card market. best bars in the san fernando valley; mob's in kansas city; can we drink milk tea after eating orange. White label cards Pervesk white label card solution provides the complete structure for debit card issuance, including payment instruments, software, and technical integration – all under the client’s brand. Credocard is the industry leader for co-branded cards, Co branded prepaid cards, white label card programs, software and payment integration platforms and turnkey payment solutions. This was an increase of 7. accident in clayton, nc todayA outlook on the top 15 credit card issuers in the U. 58, if it qualifies for the de minimis exception in 12 CFR 1026. As your partner, we are committed to your success. Payment Processed 2022. For reprint and licensing requests for this article, click here. Seamless integration with. Best Visa credit cardsShow The List [+] Gas and grocery rewards: Bank of America® Customized Cash Rewards credit card. / CAN Toll Free Call 1-800-526-8630 For GMT Office. Co-branded credit card examples. Private Label Credit Card: A private label credit card is a store-branded credit card that can only be used at that store. We look at the pre-approval processes of five major card issuers: Capital One, Chase, Discover, American. Now, it’s accepted in 200+ countries and territories, with issuers in. The latest issue of Equifax’s National Consumer Credit Trends Report revealed that private label card delinquencies jumped 57 basis points from the figure in March 2017 to reach 4. Dublin, June 10, 2021 (GLOBE NEWSWIRE) -- The "Private Label Credit Cards in the U. 4 trillion in total card volume. For the six largest private label credit card issuers (Synchrony Financial, Citibank's Citi Retail Services, Capital One, TD Bank, Bread Financial and Wells Fargo), purchase volume will total $339. S. By offering its own credit card program, a business can offer customers a unique and convenient payment option that also rewards them for their loyalty. Her prior experience includes 10+ years as a Director at TSYS, advising clients on all aspects of TSYS implementation. Launch your own international card program and take your brand global. White-label Digital Wallet. Total PLCC purchase volume and outstandings are segmented by issuer: Synchrony Financial, Citi Retail Services, Capital One, Bread. It also issues Citi-branded credit cards, along with Coles, Qantas Money, Virgin Money, BOQ and other brands. Post author: Post published: May 19, 2023 Post category: gallatin county district court Post comments: is powfu dying in real life is powfu dying in real lifeFraud in the US was connected to card volume of $11. Reviewed by: Ashley Fricker. 58(c)(7). Supported by these efforts, this report finds that the decline in credit card debt Start Printed Page 54682 during the pandemic was unprecedented in speed and magnitude. “We want to white label, firstly, a commercial charge card, because we see that for software companies, they may not. Take a look at this VIDEO to see how the platform can be branded in minutes. WalletHub Financial Writer. Prepaid cards work with. White-label Digital Wallet. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. While the process of securitizing loans has been around for. Payoneer. Learn how a national financial institution approached Access seeking to increase cardholder spend through exclusive, national merchant discounts. These cards reward cardholders with benefits and incentives related to the nonfinancial business’s products and services, encouraging loyalty and increased spending with that brand. We deliver fast-scalable white-label solutions to enable and serve financial. , 11th Edition, provides a wealth of insight on this growing market, with an emphasis on program features and benefits analysis, loyalty program integration. business is coming to market with new offerings such as a. He. Step 2 use the administration portal to set up your commercial offering. The "Private Label Credit Cards in the U. A. S. Typically, banks and credit unions are card issuers. White label credit cards, also known as private label credit cards, are a type of credit card issued by a third-party financial institution but are branded with the logo of a. Among payment card industry. S. Learn more. General purpose cards are credit cards that can be used to purchase goods and services at a wide range of merchants. S. For cashless convenience everywhere, leverage on our Visa issuing licence to white label prepaid card that allow businesses to reap the benefits of reloadable prepaid cards. We provide the best in the market tools for you to create your own app using our white label solution or our APIs. Private label cards had a slightly higher average first -time late fee of $27 while repeat fees were 28 percent higher, averaging $34. A financial product that has gained popularity recently is the co-branded credit card. The two key credit products that Bond is currently focusing on in the market are consumer secured credit cards and commercial charge cards. With the mobile version of the Thales white-label payment application (PURE), you can accept mobile payments on your existing check. com For E. Also, a while label credit card can have loyalty alliances with any number of partners. The main difference between PLC issuers and debit/credit card issuers has been that the banks behind credit and/or debit cards already had the experience of transitioning from magnetic stripe to. For cashless convenience everywhere, leverage on our Visa issuing licence to white label prepaid card that allow businesses to reap the benefits of reloadable prepaid cards. The private label credit card purchase. -- ( BUSINESS WIRE )--Synchrony Financial (NYSE: SYF ), the largest provider of private label credit cards in the U. Private label cards often exhibit different traits than general purpose cards in that private label cards normally have lower credit limits, higher interest rates, higher credit risk profiles, and limited use (for example, limited to a particular merchant). Apple Pay An easy and secure way to pay. Therefore, users can use the co-branded credit card to earn. 3 billion. Contact us now! Kiple is a VISA Principle Card Issuer in Malaysia offering white label service for prepaid card issuing. whitehall police impersonator has been a French manufacturer of innovative swimming pool equipment since 1973. One of the biggest private-label card perks for customers is the loyalty program. Citi offers personal credit cards, banking and wealth management services and more. Considering that the average American has a credit card balance of over $6,000 and the total credit card debt held by Americans has hit $1 trillion, starting a credit card company can be a potentially lucrative move. When you get a credit card from Wallester, you can rely on world-class security, reliability,. Switch Label Functionality cookies These cookies enable our site to remember choices you make, for example, the language you select, or to enable services, such as viewing videos. Your business may offer exclusive benefits such as rewards with your company, cash back, miles, points, or other creative features and benefits. Global payment solutions tailored for your business. These cards reward cardholders with benefits and incentives related to the nonfinancial business’s products and services, encouraging loyalty and increased spending with that brand. Therefore, users can use the co-branded credit card to earn. Performs an in-depth analysis of seven private label credit card programs in the context of the retailer’s loyalty program and its. 58(c)(5), the private label credit card exception under 1026. Kate Fitzgerald. With respect to an agreement offered solely for accounts under one or more private label credit card plans, an issuer may fulfill this requirement by posting and maintaining the agreement in accordance with the requirements of this section on the publicly available Web site of at least one of the merchants at which credit cards issued under. The Apple Card charges no card fees, which means no annual fee, no foreign transaction fee, no balance transfer fee or any other fee. How do you boost your card usage by profiting from the benefits smartphones bring to your customer and staying independent from major international players? Combine and manage the digitization process. S. An estimated 150+ countries include the biometric chip. They’re the lender a cardholder borrows money from. White-label credit cards;. 08 billion general purpose and private label credit cards in circulation in the United States at the end of 2020, a decline of 0. AFFINITY PARTNERS knows the credit card industry, and is expert in developing Affinity and Co-branded Card Programs. Instead of relying only on traditional credit cards, these brand-specific alternatives make it possible to boost brand awareness, nurture customer loyalty, increase revenue, and decrease cost —all at the. Industry-leading consumer financing products for Lawn & Garden and Furniture retailers. S. The report identifies six major private label credit card issuers: Synchrony Financial, Citibank's Citi Retail Services, Capital One, TD Bank, Bread Financial, and. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. Brand and launch your digital wallet—no lengthy development work. 86% in 2020.